01 In store
In-store
Card payments at the counter, smoothly linked to your POS.
- Payment terminals
- POS integration
- Contactless and chip
Payment specialist for high-risk
High-risk?No-problem.
Payment solutions for high-risk businesses, in-store and online
- Multi-acquiring
- Sharp IC++ rate
- Your own contact person
Where banks and providers back out, we stay. From online casino to coffeeshop, from dating to dropshipping.
One integration, every method
100+ payment methods and every common currency.
One integration with your webshop. Cards, wallets and local methods, ready to receive.
Payment methods 
and 100+ more
and 100+ more Webshop plugins 
API and checkout
API and checkout Currencies
EURUSDGBPCHFPLNSEKDKKNOK and many more
What we do
Payments that simply keep working.
Do you sell in a sector where ordinary banks and providers back out? We make sure you can still take card payments in your shop and check out online. Behind the scenes we work with multiple licensed European acquirers. If one stops serving your sector, we move you to another.
Under one roof
Card payments in your shop and checkout in your webshop, in one place.
Multi-acquiring
Multiple licensed acquirers, with a second one as backup where your sector calls for it.
No phone menu
One contact person who truly knows your business, no call centre.
02 In your webshop
Online
Checkout in your webshop, with ready-made integrations.
- Hosted checkout
- Payment links
- Plugins
03 Account and settlement
IBANs and accounts
Business IBANs and accounts through licensed European partners, including for the Spanish market.
- Business IBAN
- Licensed partners
- European IBAN
Multi-acquiring
Your acceptance does not hang on one acquirer.
Most providers rely on a single acquirer. If that one goes down or refuses your sector, your payments stop. LunaPay works with multiple licensed European acquirers. For each sector we decide together whether a second acquirer stands ready as a backup from the start. If an acquirer stops serving your sector, we move you to another licensed partner. That way your revenue does not hang on one party's decision.
Learn more about multi-acquiringSectors
Built for your sector, whatever it is.
From online casino to coffeeshop, from dating to dropshipping. We stay where others back out.
Largest sector
Casino and iGaming
Your players cash out their winnings to their account within minutes. Card acceptance and instant payout for licensed casino and iGaming operators, via licensed European partners.
In-storeOnline
Coffeeshops
Card payments at the counter for coffeeshops, through licensed European acquirers, with till integration and a dedicated point of contact.
In-store
Cannabis social clubs
Card acceptance for cannabis social clubs in Spain, for members’ donations, with a facilitated European IBAN and next-working-day payout.
In-store
Smartshop and CBD
In-store card acceptance for smartshops and CBD shops, with multiple acquirers for continuity and a dedicated point of contact.
In-store
Adult
Discreet, stable card acceptance at the counter for the adult industry. Multiple acquirers are an option where the sector allows it, and online is available as an add-on.
In-storeOnline
Dropshipping and e-commerce
Stable payment solutions for dropshipping and e-commerce, with chargeback control and multiple licensed acquirers behind LunaPay.
Online
Social clubs
Payments for cannabis social clubs in Spain.
For cannabis social clubs in Spain we facilitate a complete package through licensed partners: a business account, a European IBAN, card acceptance and next-day settlement. So you can focus on your members and nothing else.
Business account European IBAN Card acceptance Next-day settlement
See the Spain package 
From first call to first payment.
We handle the tech, the integrations and the acceptance. You focus on your business.
- Live fast, without endless forms
- One contact person, from intro to go-live
- We stay reachable, also after go-live
One system
Four parts, connected through LunaPay.
Bridge, Insights, Onboard and Connect revolve around one core and work together seamlessly.
Bridge
Connects your point of sale to the payment infrastructure.
Insights
Real-time insight into transactions and revenue.
Onboard
Guided setup, without the hassle.
Connect
Grows with you through integrations that fit.
How it works
Live in three steps.
No endless forms. A short phone call or an email, your documents, and then we start the onboarding.
Prefer direct contact?
1
By phone
Call us or get a call back
In a short phone call we go through your situation, your volume and a start date. No strings, just clarity, and no visit needed.
2
Send your documents
You get a clear checklist and an upload link. We think along and keep it simple.
3
Go live and get paid
After approval we set everything live, terminals in your shop or your checkout online. Ready to get paid.
Contact
Rather talk first?
Call +31 85 401 3473, weekdays 09:00 to 18:00. Or have us call you back.
About LunaPay
We stand beside you, not across from you.
With years of experience in the field, we know exactly what you need. We build payment solutions for businesses that get refused elsewhere, and guide you from the first conversation to your first payment. No call center, no handovers, just one familiar face who knows your business.
Everyone deserves a stable payment solution.
Jessie · Co-founder LunaPay
Why LunaPay
Built stable, arranged personally.
01
Stability through multi-acquiring
Multiple acquirers, so your payments keep running.
02
Sharp IC++ rate
Transparently built up, with no surprises.
03
Settlement to your account
Depending on your package. We discuss upfront what fits your business.
04
Your own contact person
One point of contact who knows your business.
Frequently asked questions.
What is a high-risk merchant and why does my bank refuse payments?
A high-risk merchant is a business in a sector that banks and providers see as risky, usually based on your company's MCC code and not on you personally. LunaPay is built precisely for these sectors.
Which sectors does LunaPay work with?
Among others casino and iGaming, adult, coffeeshops, cannabis social clubs, smartshop and CBD, and dropshipping and e-commerce, plus adjacent high-risk sectors such as supplements, forex and trading.
Can I take card payments if I have been refused or dropped?
Yes. We arrange card acceptance in your shop and online, even after a refusal or termination elsewhere, through licensed European acquirers that accept your sector.
What is multi-acquiring?
Multi-acquiring means LunaPay works with multiple licensed European acquirers. For each sector we decide together whether a second acquirer stands ready as a backup from the start. If an acquirer stops serving your sector, we move you to another licensed partner.
Which payment methods can I offer?
Cards (Visa, Mastercard, American Express), wallets (Apple Pay, Google Pay) and local methods such as iDEAL, Bancontact, WERO, BLIK and Trustly, plus integrations with the common webshop plugins. More than 100 methods in total and every common currency.
What does IC++ mean and what does a payment solution cost?
IC++ (interchange plus plus) is a transparent pricing model where the costs are shown separately. What it costs you depends on your sector and volume; calculate your estimate in the pricing calculator.
Which countries does LunaPay work in?
The Netherlands and Spain are our core markets, and beyond that we operate across Europe through licensed European partners.
Do I need my own business account or IBAN?
Not necessarily. We facilitate business IBANs through licensed partners, including a European IBAN for the Spanish market.
Is a high-risk payment solution legal and secure?
Yes. We work with regulated, licensed European acquirers and secure infrastructure (PCI DSS, 3-D Secure).
How fast can I go live?
After a short phone call and once your documents are in, we set it live as quickly as possible, in-store or online.
High-risk? No-problem.
Request your personal proposal and find out what we can arrange for you.